A disabling Injury or Sickness can happen in the blink of an eye. If you have to stop working, chances are your income will stop too. But it doesn't have to if you help protect yourself with disability insurance.
Under the Disability Income Insurance Plan, you can receive a monthly benefit that you select. With this benefit you can better keep up with your living expenses until you get back to work.
Benefit Features:
Don't let a disability put an end to your income. Disability insurance can be a valuable part of everyone's portfolio.
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Plan Details
At A Glance | Summary* |
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Type of Insurance | Group Disability Income Insurance |
Designed for | Members and their legal spouse who are Actively-at-Work (at least 30 hours per week) are under the age of 60 may apply for this coverage.
The Eligible Member must apply for coverage in order to apply for coverage for his or her Spouse. If both are Eligible Members only one may apply for coverage as a member of the Policyholder and the other may be covered as a Spouse only.
This coverage is available only for residents of the United States excluding AK, AR, CO, DE, IA, ID, GA, LA, ME, MD, MO, MT, NH, NM, NC, TX, OR, UT, VT and WA. |
Underwritten by | Hartford Life and Accident Insurance Company |
Group Policy Number | AGP-5885 |
Coverage Amounts Available for Members and Spouses |
Select from $500 to $4,000 per month (not to exceed 66 213% of your Pre-Disability Earnings). Plus, the plan pays in addition to any other disability benefits you might receive. Any recurrent Total Disabilities are also covered. |
How This Plan Works | Plan 1 or Plan 2 determine the maximum amount of time to receive benefits.
Plan 1: Under this plan, you will receive a monthly benefit beginning on the 31st, 91st or 181st day of your covered Total Disability up to age 65 if Total Disabled before age 64. For a Total Disability beginning on or after age 64, but before age 70, benefits will be payable for a maximum of 12 months.
Plan 2: Under this plan, you will receive a monthly benefit beginning on the 31st, 91st or 181st day of your covered Total Disability up to age 65 for Injury or up to two years for Sickness. For a Total Disability resulting from an accident, beginning on or after age 64, but before age 70, benefits will be payable for a maximum of 12 months. Disability Form Series includes GBD-1000, GBD-1200, or state equivalent. |
*This is a listing of insurance plan highlights only. Refer to the brochure for full plan details, including costs, exclusions and limitations of coverage.
All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.
The Hartford Financial Services Group, Inc. (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, Connecticut. For additional details, please read The Hartford’s legal notice at www.thehartford.com.
Address AMBA 4050 114th Street Urbandale, Iowa 50322 |
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Phone 1-800-732-8350 |
Hours M-F 7:30a-5p CT |
Email [email protected] |
Underwritten by:
Address Hartford Life and Accident Insurance Company One Hartford Plaza Hartford, CT 06155 |
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Answers about the program, including eligibility, options, customer service and more.
Why would I need disability insurance?
Who is eligible for this insurance?
Members and their legal spouse who are Actively-at-Work (at least 30 hours per week), are under the age of 60 may apply for this coverage.
Spouse includes domestic partners who have provide a domestic partner affidavit or other documentation as required by law.
The Eligible Member must apply for coverage in order to apply for coverage for his or her Spouse. If both are Eligible Members. only one may apply for coverage as a member of the Policyholder and the other may be covered as a Spouse only.
Do I have to meet with an insurance agent?
How do I apply?
How much insurance can I apply for through this program?
How much will this coverage cost?
What if I have second thoughts after I apply?
What is the Elimination Period?
MNCPA-WEB01172025 | MNCPA-01172025 |