No one plans to have a serious accident, so when one happens the financial consequences can be devastating. The MNCPA Accidental Death & Dismemberment (AD&D) Plan gives you broad accident coverage, 24 hours a day, worldwide. You're covered at home, at work, on vacation, on the road, for practically every activity. See the exclusions section of the brochure when you click on "Get a Quote" on the right-hand side for more information.
Choose a minimum of $50,000 to a maximum of $500,000 in increments of $25,000. This is worldwide, 24-hour-a-day coverage that pays in addition to any other insurance. All members under age 70 will automatically be accepted into this plan.
Accidental Death and Dismemberment insurance coverage is provided under the terms of a health insurance policy, Group Policy 64269-0 issued and delivered in the state of Minnesota, and governed by its laws, to the Minnesota Society of Certified Public Accountants as the policyholder. The group health insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Mercer Consumer, an insurance administrator licensed in the state of Minnesota. Policy Form HP010GP.
Your spouse/domestic partner and dependent children (14 days to age 25) are also guaranteed coverage. Your spouse/domestic partner benefits are 40% of the benefit amount you choose and dependent child(ren)'s benefits are 10% of your benefit. If no spouse/domestic partner coverage is elected, each dependent child's coverage is 15% of your benefit. If no child coverage is elected, your spouse's/domestic partners benefits are 50% of your coverage.
Below is the plan's rate chart:
|Member's Benefit Amount||Member Monthly Premium Contributions||Member & Family Monthly Premium Contributions|
Rates do not increase with age. Rates shown are guaranteed until 1/31/2019. For your convenience, you will be billed annually. If applicable, an additional $2.00 billing fee will be included on your billing notice payable to the administrator. To save the fee, select Electronic Funds Transfer (EFT) as a safe and secure payment options.
Group AD&D Insurance underwritten by ReliaStar Life Insurance Company, a member of the Voya® family of companies. Policy form HP010GP.
This is a summary of benefits only. A complete description of benefits, limitations, exclusions and termination of coverage will be provided in the certificate of coverage. All coverage is subject to the terms of the group policy. If there is any discrepancy between this document and the group policy documents, the policy documents will govern.
This is a paid endorsement. The MNCPA receives a fee from the insurance broker and/or the insurer for its endorsement of this plan.