Underwritten by Blue Cross and Blue Shield of Minnesota
Administered by Marsh Affinity Group Services
You want access to the health care you and your loved ones deserve. You need coverage that’s easy, hassle-free, and offers good value. You’re most interested in a plan you can trust—one that will be there for you today and into the future.
The Minnesota Society of CPA's now offers health coverage at affordable group rates available only to members of the MNCPA. It’s underwritten by the only health plan in the state with more than 70 years of experience.
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Option 1: Simply Blue for Individuals Only - NEW
- Blue Cross kept the premium costs down by removing benefits you may not need (i.e., dependent coverage and childbirth labor and delivery)
- Choice of three high-deductible health plans
- The first $200 of your annual preventive care checkup is paid in full
- Generic prescription drugs are paid in full with two of the plan options
Simply Blue Application
Simply Blue Plan Brochure/Rates
Option 2: Options Blue for Individual/Family HSA
- High-deductible health plan that works with a tax-preferred health savings account.
- Can use your tax dollars to pay a portion of your annual deductible or other eligible expenses.
- Accounts are always owned by the individual, so they're portable and unaffected by employment changes.
- Generic prescription drugs are paid in full with two of the plan options
HSA Reference Guide
Options Blue Application
Options Blue Brochure
Options Blue Rates
Option 3: Personal Blue Individual/Family Plan
- Three plans from which to choose with the choice of either a copay or a deductible
- Prescription drugs are just a $5 copay with two of the plans
- Plans can be purchased for your child or children ages 90 days through 18 years without applying for either or both parents.
- Choice of two networks
- Retail health clinic benefits of either a $10 copay or 20% coinsurance even if you haven't met your deductible.
Personal Blue Brochure
Personal Blue Rates
Personal Blue Application
A wide variety of choices to meet individual needs and budgets.
- Choice of open-access and primary care plans
-Our broadest open-access network of providers in Minnesota.
-Our most exclusive primary care network, which includes more than 12,600 physicians and specialists.
All Plans include:
- Preventive care for all ages
- Prescription drug co-pay on most plans
- Preventive dental option
Small Group Product Comparison
Small Group Employee Census
Insta-Care Coverage
- Temporary coverage for short-term needs
- Choose from a 30-, 60-, or 90-day contract. Additional contracts are available if you need them, up to 365 days in any 555-day period.
InstaCare Plan Brochure
InstaCare Plan Rates
InstaCare Application
Medicare Supplemental Plans:
- To supplement your Medicare Parts A and B coverage
Please contact Jenny Hedtke at 612-692-7653 for information regarding Medicare Supplement Plans.
- Stop-smoking program: Personal one-on-one support to help individuals quit smoking on their own terms at their own pace.
- Care support program: Specially trained nurses give one-on-one telephone support to help you make living with chronic conditions, such as asthma or diabetes, a little easier.
- Prenatal support program: Telephone coaching from a specially trained obstetrics nurse gives mothers the education and support they need for a healthy pregnancy and birth.
- Fitness discounts: Get in shape and get healthier with a $20 per month credit towards your fitness club dues by exercising 12 or more days a month.
- MinuteClinic: Fast: relief for the common wait! Staffed by certified nurse practitioners and physician assistants who can evaluate, diagnose, and recommend treatments for many common health problems (allergies, ear infections, strep throat, etc.); can administer flu shots; and write prescriptions when clinically appropriate.
MinuteClinic Brochure
With the MNCPA Plan, you see the doctor of your choice, without a referral for most services. However, you get the best coverage when you use doctors in the Blue Cross and Blue Shield of Minnesota network. The Blue Cross network is one of the broadest in the state. So chances are, your doctor is already in the network.
To learn more about the Group Insurance Program, call toll-free 1-800-328-4671 ext. 7653 from 7:30 a.m. to 4:30 p.m. Central time, Monday through Friday.
Underwritten by Blue Cross and Blue Shield of Minnesota.
Answers about the plan, including eligibility, options, enrollment, customer service and more.
Will preexisting conditions be covered?
It depends on the exact nature of the condition and the coverage you select. As long as known medical history is documented on the application, the insurance underwriters can evaluate the condition while assessing the overall insurability of you or the family member for whom you're requesting coverage. Coverage could be issued as applied for (no restrictions) with certain conditions excluded, or the coverage could be denied. You should NEVER discontinue existing insurance coverage until you have received and reviewed the Certificate(s) of Insurance issued through the Group Office Overhead Expense Plan.
Who are the current insurance carriers, and what are their ratings?
This varies according to each plan. The Group Insurance Administrator seeks the best opportunities for our members, so the plans are underwritten by different insurance companies. All of the companies enjoy very high ratings by A.M. Best Company, which annually measures the financial strength of insurance companies.
Marsh U.S. Consumer, a service of Seabury & Smith, Inc. or Seabury & Smith Insurance Program Management (Marsh) makes no representations or warranties, expressed or implied, concerning the financial condition or solvency of any insurers. A.M. Best’s Ratings are under continuous review and subject to change and/or affirmation. For the latest Best’s Ratings and Best’s Company Reports (which include Best’s Ratings), visit the A.M. Best website at http://www.ambest.com. See Guide to Best’s Ratings for explanation of use and charges. Best’s Ratings reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of Marsh or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best’s Ratings. Best’s Ratings are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.
Who recommends/approves benefit changes or premium changes?
The insurance companies reserve the right to change rates. They usually report "plan experience" (or the number and size of claims made) twice a year and, if applicable, rate change recommendations. Using this information, the Group Insurance Administrator works with MSBA to evaluate the recommendations and decide what, if any, action (i.e. a rate change, a change in benefits or even a change in insurance companies) is appropriate to maintain each plan's financial stability and competitive status. Actions are subject to MSBA approval, and insured members are advised of MSBA's decision, prior to implementation.
How long does the application process take?
The "underwriting process" depends on many factors: the number of people to be insured, their ages, the amount of coverage for which you apply, your medical history and that of your family members (if requesting dependent coverage), and the type of coverage requested.
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We're here to help! Please contact us in whatever manner is most convenient for you.
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Jenny Hedtke
333 S. 7th St
Suite 1600
Minneapolis, MN
55402
Phone: (612) 692-7653 or (800) 328-4671 ext 7653
7 am to 5 pm M-F (Central)
Email: Jennifer.M.Hedtke@Marshpm.com
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